Ringkesan
Watesan jumlah silihan sing luwih dhuwur tinimbang silihan konvensional agensi.
Rincian
1) DTI Maks 43%;
2) Nganti $2M Jumlah Pinjaman;
3) Nganti 80% Max LTV;
4) bali pajak 2 taun dibutuhake;
5) No MI (Asuransi Hipotek);
6) 720 utawa skor kredit luwih;
7) cadangan 12 sasi utawa luwih;
8) SFR, 2-4 Unit, PUD, Kondominium;
9) Produk non-AUS.
Apa Jumbo Loan?
Pinjaman jumbo minangka jinis pendanaan sing ngluwihi watesan sing ditetepake dening Badan Keuangan Perumahan Federal lan ora bisa dituku, dijamin, utawa disekuriti dening Fannie Mae utawa Freddie Mac.Sing duwe omah kudu ngalami syarat kredit sing luwih ketat tinimbang sing nglamar utangan konvensional.Utangan Jumbo ngidini sampeyan tuku properti sing larang.Utangan jumbo ora didhukung dening Fannie Mae utawa Freddie Mac.
Kepiye carane nemtokake Jumbo Loan?
Ing taun 2022, FHFA nambah watesan silihan kanggo kabeh jinis silihan, utamane Pinjaman Jumbo.Waca ing ngisor iki watesan utangan 2022 ing California, yen jumlah utangan sampeyan ngluwihi $970,800, sampeyan cocog kanggo utangan Jumbo.Sampeyan uga bisa nggoleki watesan utangan 2022 ing kabupaten liyane.
2022 Bates Pinjaman California County:
| NEGORO | 1-KELUARGA | 2-KELUARGA | 3-KELUARGA | 4-KELUARGA |
| ALAMEDA | $ 970.800 | $1,243,050 | $1,502,475 | $1,867,275 |
| ALPINE | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| AMADOR | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| BUTUNG | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| CALAVERAS | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| COLUSA | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| KONTRA COSTA | $ 970.800 | $1,243,050 | $1,502,475 | $1,867,275 |
| DEL NORTE | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| EL DORADO | $675.050 | $864.200 | $1,044,600 | $1,298,200 |
| FRESNO | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| GLENN | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| HUMBOLDT | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| IMPERIAL | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| INYO | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| KERN | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| RAJA | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| Tlaga | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| LASSEN | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| LOS ANGELES | $ 970.800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MADERA | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| MARIN | $ 970.800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| MENDOCINO | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| MERCED | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| MODOC | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| MONO | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| MONTERI | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897.000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| ORANGE | $ 970.800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLACER | $675.050 | $864.200 | $1,044,600 | $1,298,200 |
| PLUMAS | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| pinggir kali | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| SACRAMENTO | $675.050 | $864.200 | $1,044,600 | $1,298,200 |
| SAN BENITO | $ 970.800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| SAN FRANCISCO | $ 970.800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN JOAQUIN | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| SAN LUIS OBISPO | $805.000 | $1,030,550 | $1,245,700 | $ 1,548,100 |
| SAN MATEO | $ 970.800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SANTA BARBARA | $783,150 | $1.002.600 | $1,211,900 | $1,506,100 |
| SANTA CLARA | $ 970.800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SANTA CRUZ | $ 970.800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SHASTA | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| SIERRA | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
