– Pinjaman AAA AAA Non-Conforming Loan – Pinjaman Jumbo (Jumlah Pinjaman Dhuwur) – Rincian Pinjaman AAA:
Ringkesan
Watesan jumlah silihan sing luwih dhuwur tinimbang silihan konvensional agensi.
Rincian
1) DTI Maks 43%;
2) Nganti $2M Jumlah Pinjaman;
3) Nganti 80% Max LTV;
4) bali pajak 2 taun dibutuhake;
5) No MI (Asuransi Hipotek);
6) skor kredit 720 utawa luwih;
7) cadangan 12 sasi utawa luwih;
8) SFR, 2-4 Unit, PUD, Kondominium;
9) Produk non-AUS.
Apa Jumbo Loan?
Pinjaman jumbo minangka jinis pendanaan sing ngluwihi watesan sing ditetepake dening Badan Keuangan Perumahan Federal lan ora bisa dituku, dijamin, utawa dijamin dening Fannie Mae utawa Freddie Mac. Sing duwe omah kudu ngalami syarat kredit sing luwih ketat tinimbang sing nglamar utangan konvensional.Utangan Jumbo ngidini sampeyan tuku properti sing larang. Utangan jumbo ora didhukung dening Fannie Mae utawa Freddie Mac.
Kepiye carane nemtokake Jumbo Loan?
Ing taun 2022, FHFA nambah watesan silihan kanggo kabeh jinis silihan, utamane Pinjaman Jumbo. Waca ing ngisor iki watesan utangan 2022 ing California, yen jumlah silihan sampeyan ngluwihi $970,800, sampeyan cocog kanggo utangan Jumbo. Sampeyan uga bisa nggoleki watesan utangan 2022 ing kabupaten liyane.
2022 Bates Pinjaman California County:
| KABUPATEN | 1-KELUARGA | 2-KELUARGA | 3-KELUARGA | 4-KELUARGA |
| ALAMEDA | $ 970.800 | $1,243,050 | $1,502,475 | $1,867,275 |
| ALPINE | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| AMADOR | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| BUTUNG | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| CALAVERAS | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| COLUSA | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| MARANG PESISIR | $ 970.800 | $1,243,050 | $1,502,475 | $1,867,275 |
| UTARA | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| DORADO | $675.050 | $864.200 | $1,044,600 | $1,298,200 |
| FRESNO | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| GLENN | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| HUMBOLDT | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| IMPERIAL | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| KOWE | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| KERN | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| RAJA | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| Tlaga | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| LET | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| LOS ANGELES | $ 970.800 | $1,243,050 | $1,502,475 | $1,867,275 |
| KAYU | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| MARIN | $ 970.800 | $1,243,050 | $1,502,475 | $1,867,275 |
| MARIPOSA | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| MENDOCINO | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| MERCED | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| MODOC | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| MONO | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| MONTEREY | $854,450 | $1,093,850 | $1,322,200 | $1,643,200 |
| NAPA | $897.000 | $1,148,350 | $1,388,050 | $1,725,050 |
| NEVADA | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| ORANGE | $ 970.800 | $1,243,050 | $1,502,475 | $1,867,275 |
| PLACER | $675.050 | $864.200 | $1,044,600 | $1,298,200 |
| BULUNG | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| pinggir kali | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| SACRAMENTO | $675.050 | $864.200 | $1,044,600 | $1,298,200 |
| Santo Benediktus | $ 970.800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN BERNARDINO | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| SAN DIEGO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| SAN FRANCISCO | $ 970.800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAN JOAQUIN | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| SAN LUIS OBISPO | $805.000 | $1,030,550 | $ 1,245,700 | $ 1,548,100 |
| SAINT MATEUS | $ 970.800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SAINT BARBARA | $783,150 | $1.002.600 | $ 1,211,900 | $ 1,506,100 |
| SANTA CLARA | $ 970.800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SALIB SUCI | $ 970.800 | $1,243,050 | $1,502,475 | $1,867,275 |
| SHASTA | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
| SIERRA | $647.200 | $828.700 | $1.001.650 | $1,244,850 |
Gambar detail produk:
Pandhuan produk sing gegandhengan:
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